We provide cargo insurance for businesses moving goods of all types, from containerised freight and bulk commodities to high-value electronics and temperature-sensitive products. Our team understands the complex risk landscape of modern logistics, including the transition between different carriers, storage at intermediate warehouses, and the varying liability regimes that apply under different transport contracts. We structure policies that respond to physical loss or damage from the broadest range of perils, including accidents, theft, contamination, and natural catastrophes that could affect goods in transit.

As an independent broker, we access specialist marine cargo markets that provide coverage under Institute Cargo Clauses or equivalent terms, offering superior breadth of protection compared to basic carrier liability. This is crucial because standard freight contracts typically limit carrier liability to nominal amounts per kilogram, leaving significant gaps if goods are lost or damaged. We ensure your cargo policy provides warehouse-to-warehouse coverage, protecting goods from the point they leave your premises or supplier until they reach their final destination, including during temporary storage and trans-shipment.

Our services include arranging annual open policies for regular shippers, eliminating the need to place individual shipment coverage and providing automatic protection as soon as goods are dispatched. We help you navigate international trade terms (Incoterms) to determine when risk and insurance responsibility transfers between parties, ensuring no coverage gaps exist during handover points. For project cargo, machinery movements, or exhibition goods, we arrange single-shipment policies with appropriate coverage for installation, testing, and return transit if required.

From import/export businesses and third-party logistics providers to manufacturers managing their own freight, we deliver cargo and transit solutions tailored to your supply chain model. Our focus is on providing clear policy documentation, efficient claims settlement processes, and expert advice on risk mitigation measures such as packaging standards and carrier selection that can reduce premiums whilst protecting your goods throughout their journey.