Screenshot 2026-02-16 at 6.24.47 pm.png

Strata Insurance Provision

Osman provides specialist insurance solutions for strata schemes and owners corporations, helping body corporate managers and committees navigate the complex insurance requirements of multi-title properties. We secure comprehensive cover that protects your building assets, common areas, and the collective interests of all lot owners.

We provide comprehensive insurance broking for residential, commercial, and mixed-use strata schemes of all sizes, from small townhouse complexes to high-rise apartment towers and large community title developments. Our team understands that strata insurance requires careful coordination between building reinstatement values, liability exposures, and the varying interests of individual lot owners. We work closely with strata managers and executive committees to ensure your insurance programme meets legislative requirements whilst providing genuine financial protection.

As an independent broker, we access specialist strata markets that understand the unique valuation challenges of body corporate properties. This includes accurate replacement cost assessments for buildings, common property improvements, and shared facilities such as pools, gyms, and basement car parks. We ensure your building sum insured reflects current construction costs and includes allowances for debris removal, professional fees, and compliance upgrades that may be required following a loss. Our policies clearly define the boundary between owners corporation responsibilities and individual lot owner obligations.

Our services include comprehensive reviews of your public liability, office bearer liability, and voluntary worker cover, protecting committee members and building managers from personal exposure to claims. We help you navigate the implications of building defects, fire safety compliance, and cladding issues that have become increasingly significant in the Australian strata landscape. This includes arranging appropriate cover for buildings undergoing remediation works and ensuring continuity of protection during major capital projects.

From machinery breakdown cover for lifts and air conditioning systems to fidelity guarantee protection against fraud, we deliver end-to-end solutions for the strata sector. Our focus is on providing clear policy documentation, transparent renewal processes, and expert claims support so that strata managers and committees can fulfil their fiduciary duties with confidence that the scheme's assets are properly protected.

Screenshot 2026-02-16 at 6.24.47 pm.png

Relevant Experience

  • Risk Assessment
  • Mobile Assets
  • Contract Risk
  • Liability Cover
  • Revenue Protection
  • Project Insurance
  • Claims Advocacy
  • Remote Operations
  • Statutory Compliance
  • Global Markets

Insurance Options

Share

  • Messenger
  • X
  • WhatsApp
  • Instagram