We provide D&O insurance for companies across all sectors and ownership structures, from private family businesses and not-for-profits through to ASX-listed corporations and subsidiaries of multinational groups. Our team understands that directors face increasing personal exposure from stakeholder litigation, regulatory activism, and statutory duties that cannot be fully indemnified by the company. We structure policies with multiple coverage sections including Side A (personal protection when company cannot indemnify), Side B (reimbursement to company for indemnification payments), and Side C (entity securities coverage for listed companies). Coverage responds to wrongful acts including breach of duty, misrepresentation, neglect, and errors in management decisions.

As an independent broker, we access specialty D&O markets that understand the Australian regulatory environment, including exposures under the Corporations Act, workplace health and safety legislation, environmental laws, and the continuous disclosure regime for listed entities. We ensure policies provide coverage for investigations by ASIC, ACCC, Fair Work Commission, and other regulators, including defence costs incurred before formal proceedings commence. We arrange appropriate coverage for employment practices liability, protecting directors from claims of wrongful dismissal, discrimination, harassment, and workplace violations. For listed companies, we ensure securities claims coverage responds to class actions and shareholder derivative suits with adequate limits for the potential scale of such claims.

Our services include negotiating policy terms that minimise exclusions around prior acts, insured versus insured claims, and conduct-based carve-outs that could deny coverage in contentious situations. We arrange run-off coverage for retiring directors and extended reporting periods following mergers or company sales, ensuring ongoing protection after active involvement ceases. We coordinate D&O insurance with company crime policies and professional indemnity where coverage boundaries overlap, particularly regarding allegations of fraud or dishonest conduct that trigger different policy responses.

From start-ups and SMEs to established corporates and statutory authorities, we deliver D&O solutions that match the governance complexity and stakeholder exposure of your organisation. Our focus is on securing quality coverage from insurers with proven claims track records in D&O, ensuring directors can serve with confidence that their personal assets are protected when facing allegations of mismanagement, even if those claims ultimately prove unfounded.