We provide contract works insurance for residential, commercial, industrial, and civil engineering projects, from individual house builds and renovations through to multi-million dollar developments and infrastructure construction. Our team structures policies that cover the works themselves, temporary works, materials delivered to site, and the existing structures being extended or renovated. Coverage responds to the full range of construction perils including fire, storm, malicious damage, theft of materials, collapse, and accidental damage during construction activities. We ensure policies extend to cover design and construct contracts, subcontractors' work, and materials in transit to site.

As an independent broker, we arrange coverage that satisfies the insurance requirements of construction contracts, whether under AS 2124, AS 4000, or other standard forms, ensuring all required parties are noted as insured and that policy terms align with contractual risk allocation provisions. We coordinate contract works insurance with professional indemnity for design elements and contractors plant insurance for mobile equipment, ensuring clear boundaries between policies and no coverage gaps. For projects with extended timeframes, we structure policies with appropriate construction periods and automatic extensions for delays, avoiding the risk that cover expires before practical completion.

Our services include arranging public liability coverage as part of the contract works programme, protecting against third-party injury or property damage arising from construction activities. We ensure liability limits are adequate for projects in built-up areas or near critical infrastructure where the potential for consequential damage is high. We arrange extensions for vibration, removal of weak or defective work, and excess legal liability arising from contractual obligations. For demolition projects, we ensure coverage specifically addresses the elevated risks of structural collapse and damage to adjoining properties.

From residential builders and fit-out contractors to major civil engineering firms, we deliver contract works solutions that provide genuine protection throughout the construction phase. Our focus is on ensuring policies respond when claims occur, with clear documentation of what's covered, realistic excesses that don't discourage legitimate claims, and claims processes that facilitate swift project recovery without prolonged disputes over coverage.