We provide cyber insurance for businesses across all sectors, recognising that cyber risk is no longer confined to technology companies but affects any organisation that holds customer data, processes digital payments, or relies on computer systems for operations. Our team structures policies that respond to ransomware attacks, malware infections, phishing scams, denial of service attacks, and unauthorised access to systems or data. Coverage includes the costs of forensic investigation, data restoration, crisis management, public relations response, and notification obligations under the Privacy Act and Notifiable Data Breaches scheme. We ensure policies provide access to specialist incident response teams who can be engaged immediately following a breach.

As an independent broker, we access cyber markets that understand Australian privacy obligations and the regulatory environment created by the Office of the Australian Information Commissioner. We ensure policies respond to defence costs and regulatory fines arising from privacy investigations, subject to insurability provisions. Coverage extends to third-party liability for damage suffered by customers or business partners as a result of your data breach, including claims for identity theft, fraud losses, and consequential financial harm. We arrange appropriate limits for the volume and sensitivity of personal information you hold, recognising that breaches involving health records or financial data create substantially greater exposure than basic contact details.

Our services include arranging cyber business interruption coverage that responds when attacks render your systems inopable or when you voluntarily shut down systems to contain an incident. We ensure coverage includes contingent business interruption if your operations are disrupted by attacks on critical suppliers or service providers. We coordinate cyber policies with professional indemnity, errors and omissions, and crime insurance to address coverage overlaps and ensure clear trigger points between different policy types. For businesses providing technology services, we ensure cyber coverage complements rather than conflicts with tech E&O insurance.

From small businesses holding customer databases to large enterprises with complex IT infrastructure and cloud dependencies, we deliver cyber insurance solutions scaled to your digital footprint and data exposure. Our focus is on providing comprehensive first-party and third-party coverage with clear, modern policy wordings that respond to the evolving nature of cyber threats, ensuring your business can recover from incidents without catastrophic financial impact.