We provide international insurance solutions for Australian businesses operating overseas through subsidiaries, joint ventures, representative offices, or regular business travel and trade relationships. Our team structures global programmes that address the complexity of varying insurance regulations, compulsory insurance requirements in different countries, and the need for admitted policies in jurisdictions where non-admitted insurance is prohibited or leaves you without legal recourse. We coordinate property, liability, professional indemnity, and employee benefits coverage across multiple territories, ensuring your Australian parent company and offshore entities maintain appropriate and consistent protection standards.

As an independent broker with access to global insurer networks, we arrange difference-in-conditions (DIC) and difference-in-limits (DIL) policies that top up local programmes to match your Australian coverage standards. This ensures your offshore operations receive equivalent protection despite varying local insurance market conditions and capacity constraints. We address foreign legal liability exposures, including US jurisdiction coverage where liability awards can vastly exceed Australian norms, requiring substantially higher limits and careful policy construction to avoid coverage gaps. For businesses exporting to international markets, we arrange products liability coverage with worldwide territorial scope, protecting against claims arising from defective goods regardless of where the incident occurs.

Our services include coordinating multinational pooling arrangements and controlled master programmes for businesses with substantial offshore presence, centralising insurance purchasing whilst ensuring compliance with local regulatory requirements. We arrange political risk and trade credit insurance to protect against non-payment, currency inconvertibility, and expropriation in emerging markets. For businesses with international professional services operations, we ensure errors and omissions coverage responds across all jurisdictions where you provide advice or services, with appropriate retroactive dates and extended reporting periods.

From Australian businesses establishing first offshore presence through to multinational operations with complex global footprints, we deliver international insurance programmes that provide genuine multi-territory protection. Our focus is on coordinating coverage across borders, ensuring compliance with local requirements, and providing centralized policy management that gives you clear visibility of your global insurance programme without drowning in administrative complexity across multiple jurisdictions.