We provide professional indemnity and liability insurance for town planners operating in private consultancy, local government advisory roles, and strategic planning functions. Our team understands that planning professionals face distinct liability exposures arising from advice that can influence multi-million dollar development outcomes, with consequences that may not materialise until years after the original recommendation or assessment was provided. We structure policies that respond to claims alleging negligent planning advice, incorrect assessment of development potential, failure to identify planning constraints or overlays, erroneous heritage or environmental impact advice, and inadequate due diligence on zoning regulations. Coverage includes legal defence costs and compensation payments where planning errors cause demonstrable financial loss to clients or affected third parties.

As an independent broker, we access professional indemnity markets with experience in built environment professions including town planning, architecture, and engineering, ensuring policy wordings reflect the specific exposures of planning practice rather than generic professional liability templates. We arrange appropriate retroactive dates that cover historical planning advice still exposed to claims, recognising that development projects often proceed years after initial planning assessments are provided and that latent issues in planning advice may not surface until construction or sale of developed land. We ensure extended reporting periods are available to cover the gap between cessation of practice and expiry of potential claims, particularly important for sole practitioners or small firms that may wind up before long-tail claims eventuate.

Our services include coordinating professional indemnity with public liability for physical activities such as site inspections and client meetings, and arranging management liability for planning firms with employees and governance obligations. We structure appropriate limits based on the scale of projects you advise on, recognising that planning errors affecting large residential subdivisions, commercial developments, or infrastructure projects can generate claims substantially exceeding typical professional fee income. We ensure coverage extends to expert witness work, planning panel appearances, and advisory roles on government panels or committees that may create additional liability exposure beyond standard client consultancy.

From sole practitioner town planners and boutique planning consultancies through to multidisciplinary built environment firms, we deliver insurance solutions that address the specific risk profile of planning practice. Our focus is on securing comprehensive coverage with realistic retroactive dates, appropriate long-tail protection, and access to insurers experienced in built environment professional claims, ensuring planning professionals can provide confident advice knowing their practice is backed by specialist insurance coverage.