We provide professional indemnity insurance for diverse professional practices including accountants, lawyers, engineers, architects, financial advisors, management consultants, surveyors, medical practitioners, allied health professionals, and technology consultants. Our team understands that professional service providers face potential claims from dissatisfied clients alleging your advice, designs, or services caused financial loss, damaged their business interests, or failed to meet the standard of care expected in your profession. We structure policies that respond to negligent acts, errors, omissions, breach of professional duty, and defamation or breach of confidentiality arising from your services. Coverage includes legal defence costs, settlements, and judgments, with these costs typically sitting outside rather than eroding policy limits.

As an independent broker, we access professional indemnity markets specializing in different professional disciplines, ensuring policy wordings reflect the specific exposures and standards relevant to your field rather than generic professional liability templates. We arrange appropriate retroactive dates that cover prior work still exposed to claims, particularly important when establishing new practices or changing insurers. We ensure continuous coverage provisions protect against claims made after policy expiry but arising from services performed during the policy period, with extended reporting periods available if you cease practice or can't secure renewal coverage. For regulated professions, we ensure policy limits and coverage terms satisfy professional registration requirements and comply with mandatory insurance obligations imposed by industry regulators.

Our services include structuring appropriate limits based on your fee income, client concentration, and the potential multiplier effect where professional errors can cause losses vastly exceeding your fees. We arrange coverage for loss of documents, court attendance costs, inquiry and investigation expenses, and intellectual property infringement claims arising from your professional work. For professionals providing services across multiple disciplines or in partnership structures, we ensure coverage extends to all aspects of your practice and all partners or directors are appropriately covered. We coordinate professional indemnity with public liability for physical injuries or property damage, and cyber insurance for technology-enabled service delivery and data handling exposures.

From sole practitioners and boutique professional firms through to substantial multidisciplinary practices, we deliver professional indemnity solutions tailored to your service offerings and risk profile. Our focus is on securing comprehensive coverage with modern policy wordings, appropriate limits for your client base and project values, and claims-made triggers that provide certainty about when coverage responds, ensuring your professional reputation and personal assets are protected when facing allegations of professional negligence.